Research highlights the provision of affordable housing, including for the lowest income groups, as an overlooked opportunity for developers and investors willing to think more creatively about the housing market. There are a number of areas where collaboration between private and community sector organisations could enable development of affordable housing, utilising the networks and resources established by community finance bodies. Beyond community finance the involvement of regional development banks and municipal authorities to underwrite urban development is an area that requires further elaboration. Key to meeting the scale of housing demand is blending the resources of state, community and private sector stakeholders.